Requires
- Buildings:
Enables
- Buildings:
Basic Building Statistics (can be modified by difficulty level, arts, skills, traits and retainers)
- Cost: 3600
- +1260 to wealth generated by trade in this province
- +1 to happiness in this province
- Enables recruitment of Rank 1 geisha
- +4 per turn to town growth from trade within this province
- -1 to happiness from modernisation
Clan Effects
- +2 to modernisation (clan development)
Description
Everyone has their price. It is a question of finding the right coin.
A financial district brings together moneylenders, loan sharks and rich merchants into one community that engages in the delicate business of lending money to others. Trade and commerce are improved throughout the province, as merchants can more easily finance their trading activities. Because these men have large amounts of money to spend on their entertainments, the quality of geishas recruited in the same province will be improved. Without a structure of property laws, all financial dealings are necessarily about the given word of the lender and borrower. Because of this, the lender often expects a very good return on his money; after all, short of going after repayments with threats of violence, there may be no way of recovering his funds. Legally enforceable contracts, even though they involve expensive lawyers, can actually make the business of borrowing money cheaper: the lender has a good expectation of seeing all of his money back, and can charge a smaller fee or less interest for its use.